Must see video on motivation and believing what you do

An agent I know sent me this link to watch a motivating video on youtube.

Watch this only when you have 6 minutes of spare time. If you don't have the time today, make the time to watch it sometime today anyway.

This video really sums up what life is all about and how you can push yourself to limits that you never thought were possible and even surpass them.

This is why I always tell you to set your goals very high. The reason is that you will achieve your goals, eventually, as long as you work hard towards them.

Someone told me this saying or I read it somewhere and it stuck in my mind at an early age. As long as I can remember, I have always thought this way since I was about 20 years old (and I have even told you this phrase before):

"Whatever the mind can conceive and believe, it will achieve"

This is a super important concept in your life no matter what you do or attempting to do.

Whatever you think in your mind, whatever your self-talk is, over time you become what you think and believe. I have visualized owning small apartment buildings and investment real estate for many years, someone has to own them, why not me?

If you imagine that you are sitting in a boardroom of your own company and you are running the meeting and everyone else is listening to you and taking your advice and you are running the company, then it will eventually happen, guaranteed. If you imagine that you are in an operating room and you are the chief medical doctor doing micro-surgery on someone's brain while all the other doctors, nurses, staff and students in the gallery watch you perform the surgery because you are the worlds best micro surgeon, it will happen. If you visualize owning a 37 foot powerboat cruiser and sitting on a lake enjoying your time on the boat, it will eventually happen.

If you visualize your goal and work hard towards that goal and save your money that you would have otherwise spent on other items, eventually it will happen. If you visualize sitting down on a beach with warm breezes blowing over your face in January and February of every year when you are 53 years old, it will happen.

If you imagine and create very specific images of your goals in your mind at a young age, and you constantly work towards those goals and strive to reach your images in your mind, no matter what they are, and if you put in the effort and streamline your thinking and your everyday tasks towards that goal, you will eventually achieve your goal. It is inevitable. It is the law of the universe.

Whatever you imagine and conceive in your mind and believe in your mind, it will come true in your mind, and it will also become true in reality. This dream, vision, goal or conceived idea has to become reality because all you do is tell yourself that it will happen over and over and over again and all your do is work towards that goal and dream and it will eventually happen. It has to.

The video below will show you in dramatic fashion that it is your mind that blocks you from achieving your goals. If you let your mind believe you can accomplish your tasks and reach your goals AND you work towards those goals every day of your life, you will achieve them.

Whatever the mind can conceive and believe, it will achieve. It is inevitable! :-)

I truly wish you success and happiness in everything you imagine yourself doing and dare dream to do! :-)

Mark

http://www.youtube.com/watch?v=-vB59PkB0eQ

Should I lock in at 5 year or variable mortgage interest rate?

Another great question from an interested reader, and my answer below

Hi Mark,

After looking through a whole bunch of Google results, I found yours the
most intelligent and sensible. So, if you don't mind, I would like to ask
you this at this point in time, as your posting is somewhat old:

I am being offered these two options before my March 2 renewal date on a
$202,000 mortgage with 23 yr. amortization:

1). 5 Year Closed @ 3.81% - 23 Year Amortization with Weekly Regular
Payments: $252.77

2). 5 Year Variable @ Prime Minus 0.35% (currently 1.90%) - 23 Year
Amortization with Weekly Regular Payments: $208.32

Which one would YOU choose?

Thanks.
--
H.S.A. Harry, Calgary, Alberta, Canada

Hi H .,

I am a firm believer in paying that mortgage off. We may never see today's'
rates again. I would go with option 2 and have your bank lower your
amortization on renewal until the payment is $250 per week. This should
reduce your amortization to about 18.2 years, see the calculator here:
http://www.mississauga4sale.com/mortgage-amortization-creator.htm

Then in 5 years when it comes time to renew, you will only have 13 years
left to go on your mortgage.

Even if the prime rate increases, which it is supposed to, the 5 year
variable has to climb to about 5.5% for you to be even compared to the 3.81%
mortgage for 5 years and you will still be ahead of the game. Reason is, it
may take 2 years to reach 5.5%, if ever, and then you have saved a pile in
interest in the first 2 years of your mortgage. You should be earning more
in 2 years from now and look at it as an investment in yourself.

Also, in 3 years, you can renew that 5 year mortgage and who knows, there
may be some good specials out there that you can take advantage of.

You should be better off in the long run going short term, read my
experience here:
http://www.mississauga4sale.com/Lock-In-Short-Term-Long-Term-Mortgage.htm

All the best!
Mark

Longevity and long range planning

Hello:

This article just came through my email and I thought I would share it with you. It's very interesting. Makes you think that you had better make a "longer' range plan than first anticipated. I still feel real estate investment is the way to go, but many will not agree.

Only time will tell and by the looks of it, we'll have lot's of it!

All the best,

Mark

---

Tomoji Tanabe died in his sleep this past June 19th. A resident of Japan, he was the world's oldest man at 113. He drank milk every day, avoided alcohol, and did not smoke.

His successor as the world's oldest man was Henry Allingham, a resident of England who was also 113. Henry attributed his longevity to "cigarettes, whiskey and wild, wild women".

I'm pretty sure the secret to a long life is a large measure of luck.

When we are young we tend to think of life as a long journey with no end in sight. It is something we look forward to and we don't worry about it. As we approach retirement we still look forward to a long life but we start to worry about just how long it might be.

You are going to hear the word "centenarian" more and more in the future. It refers to those who have reached the age of 100 - a milestone we think of as being quite rare. In the 1950s there were only a few thousand people over the age of 100 in the world.

Some experts are predicting that there will be one million (1,000,000) centenarians in the US by 2050. This means that one million people in the US in their early 60s are looking at another 40 or more years of life. On a global basis it is expected that there will be more than five million centenarians by 2040.

While luck definitely plays a role in longevity so do advances in medicine, technology, food supply and physical fitness. The one element that may impact longevity the most is that of nano technology - literally microscopic intelligent machines that may be injected into our bodies to address a myriad of health issues.

All of this begs the question: just how much life can I afford to live?

It looks like Spock had it right when he said "Live long and prosper".

---

I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS Newsletter
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
2 FAX 905-828-2829 ÈCELL 416-520-1577
› E-MAIL : mailto:mark@mississauga4sale.com?subject=Mississauga
Website : Mississauga4Sale.com

• Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• Power of Sales and Foreclosures
• If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
• See seasonal housing patterns
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The Power of Persistence as learned from Rocky Balboa

I thought that this was pretty good advice so I will share it with you. Although Rocky is a little corny, there were some great scenes and lines from the movie that have to motivate you. Geez, I remember jogging all around the McMaster campus after Rocky was released with grey sweats and a white towel stuffed into the collar, just like Rocky! LOL

Enjoy

Mark

This was passed along to me this morning

After years of extensive study into the key determining success factors of self made millionaires, Brian Tracy concluded that amongst the most important were the twin characteristics of persistence and determination.He quotes, “Persistence is to the character of man as carbon is to steel. The quality of persistence is the absolutely indispensable quality that goes hand in hand with all great success in life. The courage to persist in the face of adversity and disappointment is the one quality that more than anything, will guarantee your success.”

As we all know, the one thing that is inevitable in our lives is the recurring crisis. If you are living a busy life, it is highly likely you will have a crisis of some kind every few months. In between these unavoidable crises will be a continuous succession of problems and difficulties. And the more things that you attempt, the bigger your goals, the more determined you are to become successful in your life the more problems and crises you will experience.

The good news however is that you can control is how you respond to those difficulties and setbacks, and your greatest personal asset can be your willingness to stay at it longer than anyone else.

Now although it is easy to grasp this intellectually, and rationally, it is another thing altogether to live this mantra or creed on an emotional level, when we are in the midst of crisis, or when we feel at our most vulnerable. This is where it can be useful to have an analogy to draw on - something which inspires and motivates us in times of difficulty.

Perhaps one of the best and most stirring analogies I have seen In this context comes from the 2006 movie, Rocky Balboa starring Sylvester Stallone. In one particular scene he is dispensing the above advice to his son, only in his own inimitable style of course! He says,

“Then the time came for you to be your own man and take on the world, and you did. But somewhere along the line, you changed. You stopped being you. You let people stick a finger in your face and tell you you’re no good. And when things got hard, you started looking for someone to blame.”

“Let me tell you something you already know; the world ain’t all sunshine and rainbows. It’s a very mean and nasty place, and I don’t care how tough you are, it will beat you to your knees and keep you there if you let it. You, me, or nobody is gonna hit as hard as life.”

“But it ain’t about how hard you hit. It’s about how hard you can get hit and keep moving forward - how much you can take and keep moving forward. That’s how winning is done! You gotta be willing to take the hits and not point fingers, saying you ain’t where you wanna be because of him or her or anybody! Cowards do that, and that’s not you!”

Click on the link to watch this scene from the film…

click here

I hope this finds you Happy and Healthy!

All the Best!

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS Newsletter
RE/MAX Realty Specialists Inc.
Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
2 FAX 905-828-2829 ÈCELL 416-520-1577
› E-MAIL : mailto:mark@mississauga4sale.com?subject=Mississauga
Website : Mississauga4Sale.com

• Thinking of selling your home in the next 3 to 6 months? Would you like a Complimentary & Quick Over-The-Net Home Evaluation ?
• Power of Sales and Foreclosures
• If you have not already signed up to receive my monthly real estate newsletter, you may do so here: On-Line Real Estate Newsletter sign up
• See seasonal housing patterns
• Would you like me to send you a 2009 Calendar?

Motivational quotes for real estate agents and everyone!

http://www.mississauga4sale.com/Motivation-Success-Ten-Scrolls.htm

This article came from some of my internet reading, and I have changed it a little, cannot even recall from where, but I’ve put it into my blackberry and have it remind me once a month that this is the way to succeed in real estate

You have to Create Daily Success in Real Estate and in your personal life to succeed in life

The journey to a successful life should be enjoyed. True success comes from accomplishing the daily activities that will lead you to your ultimate goals in life. Failing or neglecting to accomplish the daily disciplines will lead you down the path of lost opportunities and lost income.

If the penalty for not accomplishing your daily activities or disciplines was implemented or assessed today, we would look at neglecting them differently. The truth is the penalty for neglect is more visible in the future than it is today. The person who eats fried foods does not pay the penalty at 35, he pays at 55. The person who fails to save 10% of his income for retirement is not penalized at 40, but at 60.

If we were zapped today from neglecting the daily disciplines rather than in the future, our daily disciplines would change. We have to make the neglect more painful than the activity. There are three disciplines that must be done daily in real estate for success;

1. working on Growth

2. Administration and

3. working On your business.

1. Growth

Growth is the part of the business that brings in the revenue for your business. The more time you spend of your day in growth, the more income you will make. Most Agents work on growth activities at the last minute, when they are running short on funds. The problem is that is too late. To have a steady business income you need a steady approach to growth.

Growth is the prospecting that you do daily. It is the listing appointments that you have for the day. It is the lead follow-up that you are doing on the people who want to buy or sell. It is the meeting with your lender to work on your competitive advantage in the marketplace.

Growth is the critical part to any business. Without growth a business will fail. I know a lot of Agents who are highly skilled in growth and poorly skilled in administration and working on their business, who earn large amounts of money. I know of very few successful Agents who are not highly skilled at growth. You can have huge deficiencies in administration and working on your business but still win the game. You cannot be deficient in growth and win.

2. Administration

There is a huge amount of daily activities that complete with your income stream, such as processing the listing so Agents can find it in the MLS, completing trade record sheets, communicating with your clients on a regular basis, dripping on your clients with emails or paper campaigns, etc.

These activities, done well, will enable you to turn clients into fans who will look for new business for you. You will need one to two hours daily for administration. If you create a good system or purchase good software or have a highly trained and skilled staff, your time spent in this area will be reduced. In the perfect system, administration gets done well, but the Agents spend little personal time on it.

3. On your business

This is the time that most people neglect. This working on your business really separates long-term success and growth from just running faster on the treadmill of life. Long-term financial success lies in this section of your day. The ability to earn more profit is also located here.

We are all really employees of our own little real estate business. We are the ones who bring in the business and make the system go. The more time we plan, read, strategize, practice, role-play, and implement our ideas, the more ownership we gain. Becoming the owner of your real estate business only happens through diligent work on your business. Instead of being the employee who works to draw a salary and pay the bills, why not become the one who orchestrates the company? Be the one who has something to sell when he wants to try something else and/or retire.

What do you think your business would look like in 90 days or even six months if you were to implement an effective daily routine? ……

A dream written down with a date becomes a goal.
A goal broken down becomes a plan.
A plan backed by action makes your dream come true. It’s as simple as that!

Do you want to read more motivation like this: http://www.mississauga4sale.com/Motivation-Success-Ten-Scrolls.htm

I wish you all the best! Mark Argentino mark@mississauga4sale.com

Positive thinking... your key to success in this market

Good day to you!

And I mean "Good Day" Today is a great day for doing business! Your attitude is everything and when your attitude is positive or negative, you feel differently in the direction of that thought.

By feeling differently, you act differently and project differently. This is why positive thinking works and is the whole formula for the 'law of attraction'. It is not your thoughts that create your world around you, but that is where it starts.

Your self talk and your thoughts create the way you feel. The way you feel affects the way you act and the way you act will have a direct impact on your success in all aspects of your life. This is why some people will struggle in a slower market place while others will thrive.

As I am sure you are aware, many potential homebuyers are hesitant to make a decision in these times. Mostly because of what they read in the papers and what the see on the news, regardless of its accuracy.

They tend to ignore the positive and pay closer attention to the negative and the media knows this. After all... it is the negative information that sells newspapers and gets ratings, right? In no way am I saying the market is perfect right now, but what I am saying is there is tremendous opportunity out there for buyers who are in the marketplace.

If you have a positive attitude, it will affect the feelings of not only yourself, but the people around you, namely.... your clients. Your positive attitude will most certainly affect they way they feel, in turn, affecting their buying decision.

This is not a false feeling, because there is plenty of reason to think positive in today's market.

Make them aware of all the reasons why it is a great time to buy right now... which it is! If they are a first time homebuyer, tell them about the amount of inventory on the market. More inventory, equals more choice and much less chance of running into a 'multiple offer' situation.

There is also a much greater chance they will encounter a motivated seller and end up with a real bargain. If they are holding off because they think they will get $20,000 more for their house in the spring, well, the house they are buying is probably $20,000 less, so it is all relative. Mortgage rates are low right now as well with a 5 year fixed available for as low as 5.40. The lowest variable rate is 5% even and I have a special running on a one year fixed at 4.35%.

So be positive, make some changes in your marketing efforts, adapt, and keep your options open. Start looking at possible clientele that you may have overlooked before.

Is there anything I can help you with today?

To your personal success!

Mark


http://www.mississauga4sale.com/Motivation-Success-Ten-Scrolls.htm

How to Get An Extra Hour Out Of Every Day for the Rest of Your Life!

How to Get An Extra Hour Out Of Every Day for the Rest of Your Life!
How can you get an extra hour from each day? This is a basic challenge for all of us.

We've come up with many practical ways to secure one more precious hour from each day. (Remember that each of these tips is probably adaptable to your particular situation.) Here they are...

1. Make up and follow a detailed, daily schedule.

2. Get up earlier.

3. Do less passive reading, TV watching and the like.

4. Avoid allowing others to waste your time.

5. If you commute to work, use the time to study or plan.

6. Organize your work; do it systematically.

7. Make creative use of lunchtime.

8. Delegate authority if possible.

9. Spend less time on unimportant phone calls.

10. Think first; then do the job.

11. Do instead of dream.

12. Work hardest when you're mentally most alert.

13. Eliminate activities which make little contribution to the best results for your life.

14. Always do the toughest jobs first.

15. Before each major act, ask: Is this REALLY necessary?

16. Choose interesting and constructive literature for spare-moment reading.

17. Learn how to sleep. Sleep soundly, then work refreshed.

18. Skip desserts.

19. Stop smoking.

20. Write notes or letters while waiting for others.

21. Always carry an envelope with paper in it, stamps and a few postcards.

22. Combine tasks which are done in the same area.

23. Be prompt for all appointments.

24. Lay out your clothes the night before.

25. Relax. Ready yourself for the important jobs in life.

26. Concentrate on the specific task you're doing.

27. Make constructive use of those five- or ten-minute waiting periods. Carry with you magazine article clippings on helpful subjects.

28. Always carry a pencil and paper to capture important-to-you ideas.

29. Learn to do other "unnecessary things" while watching TV or listening to the radio.

30. Call on specialists to accomplish work you cannot do efficiently.

31. Learn to read more rapidly.

32. Nap an hour after dinner. Then take a shower. Begin the evening hours relaxed and refreshed.

33. Avoid making a "production" out of small tasks.

34. Avoid interruptions.

35. Tackle only one job at a time.

36. Search out job short-cuts.

37. Know your limitations.

38। Work to your top capacity.

Search the MLS or read more about Interest Rates, Power of Sale Properties, Price Trends and more at my website.

Thank you for reading my blog and if there is anything else I can help you with please don't hesitate to contact me,

Mark

A. Mark Argentino
P. Eng. Broker
Specializing in Residential & Investment Real Estate

Thinking of Selling? Best Mortgage Rates Current Home Prices Search MLS
RE/MAX Realty Specialists Inc.

Providing Full-Time Professional Real Estate Services since 1987
( BUS 905-828-3434
2 FAX 905-828-2829 ÈCELL 416-520-1577
› E-MAIL : mark@mississauga4sale.com
8 Website : Mississauga4Sale.com

• 
  
  
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• 
  
  
  On-Line Real Estate Newsletter sign up
  
  
  
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