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What does Title Insurance typically not cover?

Standard exclusions to a title insurance policy may include: * environmental hazards * the buyer's rights to change the use of the land or undertake renovations or construction * native land claims * problems the buyer agreed to in the purchase agreement or failed to disclose to the lawyer. (The exclusions for environmental hazards and native land claims do not apply to the legal services coverage provided by title insurance)

As well, individual title insurance policies may contain exceptions specific to the home buyers' property. For example, minor utility easements or rights-of-way for a mutual driveway may be specifically listed as exceptions to coverage.

This series of articles is brought to you by A. Mark Argentino and other real estate related resources, including Canadian Real Estate Association CREA and the Ontario Real Estate Association OREA. Back to list of Real Estate Helpful Articles

Whether you are interested in a Power of Sale Property, a Foreclosure Sale or a regular property purchase, I can assist you with all of the complexities when you purchase or sell your next property.  Please don't hesitate to email me If you have any questions or require further information, please send me an email. Thank you, Mark Argentino Read about Power of Sale, Bank Sales and Foreclosure Properties FAQ's Read a very detailed section about Power of Sale and Foreclosure or go back to list of Real Estate Helpful Articles